HMRC Compliant

Expert UK Accountants for Small Businesses, Contractors & Landlords

Q: 2. Do you only serve Muslim businesses?

No. We welcome clients from all backgrounds. While our name reflects our values, our mission is to deliver reliable, ethical, and transparent financial services that support both individuals and businesses.

Q: 3. Can small businesses afford your services?

Yes, we specialize in affordable solutions for small businesses. Our pricing is flexible, and our services are scalable, ensuring that you get professional financial guidance without straining your budget.

Q: How do you determine the pricing for your services?

Absolutely. We don’t just file taxes—we create proactive tax strategies that reduce liabilities, maximize savings, and ensure compliance, giving you clarity and peace of mind throughout the year.

Q: 6. Can you manage payroll for employees?

Yes, we provide full payroll management. From calculations and payslips to compliance and reporting, we help you save time, avoid errors, and ensure employees are paid accurately and on schedule.

Q: 7. Do you offer one-time consultations?

Yes. You can book one-time consultations for quick advice or choose ongoing packages for complete support. This flexibility allows you to get exactly what your business needs right now.

Q: 8. How can I start working with you?

Getting started is simple. Contact us via website or phone, schedule your free consultation, and we’ll guide you step-by-step in choosing the best plan for your financial needs.

Affordable, Reliable & HMRC-Compliant Accounting Services — From Just £150/Month

Transparent, professional, and aligned with my faith and goals.

Finally, a financial solution that truly respects Islamic values

We Specialise In:

Sole Traders & Freelancers

Revenue Growth Insights

See how ethical finance drives sustainable growth for businesses.

WHY UFS

Trusted. Transparent. Faith-Aligned.

Shariah principles guide every solution we provide our clients.

At UFS, we combine financial expertise with deep Islamic knowledge, ensuring your money grows responsibly while aligning with your values.

We ensure your journey is ethical, transparent, and rewarding

Measuring What Matters

Client Satisfaction

95%

Halal Investment Success

90%

Discover Powerful features for Financial success

Compliant & Reliable

HMRC & Charity Commission ready, always accurate.

Ethical & Transparent

Clear pricing, no hidden fees, values you can trust.

Personal Support

Direct access to a dedicated accountant who understands your needs.

OUR SERVICES

Comprehensive Shariah-Compliant Financial Solutions

We provide tailored financial services rooted in Islamic principles, ensuring growth, transparency, and long-term trust with every client.

Bookkeeping Services UK

Accurate, up-to-date bookkeeping so you always know your numbers.

VAT Returns & MTD Compliance

Stay compliant with Making Tax Digital and avoid HMRC penalties.

Self-Assessment Tax Returns

Fast and stress-free tax filing for sole traders and landlords.

Payroll Services UK

Fully compliant payroll management including RTI submissions.

Annual Accounts for Limited Companies

Professional accounts preparation and Companies House filing.

ABOUT UFS

Trusted Shariah-Compliant Financial Partner

United Financial Services empowers individuals and businesses with ethical financial solutions, guided by Islamic principles and unwavering commitment to integrity.

With years of expertise, we blend modern financial strategies with Shariah-compliance, ensuring sustainable growth. Our services prioritize transparency, trust, and long-term prosperity for communities worldwide.

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Years of Serving with integrity

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Clients Trusted globally today

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Ethical & Fully Shariah-compliant

Guided by faith, driven by trust.

Rayhan - CEO @UFS

Our Vision

To create a world where financial growth aligns seamlessly with Islamic values, empowering individuals and businesses to thrive ethically and sustainably.

Our Mission

How We Work

A Simple, Transparent Journey

We follow a clear, step-by-step approach to provide Shariah-compliant financial solutions that are ethical, transparent, and tailored to your needs.

STEP - 01

Initial Consultation

We begin with understanding your unique financial goals and requirements through a detailed, personalized consultation session.

STEP - 02

Planning & Solution

Our experts design a Shariah-compliant financial plan that balances growth, risk management, and long-term prosperity.

STEP - 03

Implementation

We implement tailored solutions with full transparency, ensuring every step adheres to ethical and Islamic financial principles.

STEP - 04

Review and Support

Continuous guidance and dedicated support help you achieve your goals while maintaining trust and financial sustainability.

TRANSPARENT PRICING

Packages Built for Your Needs

We offer fair, straightforward pricing for Shariah-compliant financial services, aligned with your values and growth goals.

Basic Plan

From £150/Month

Ideal for sole traders & freelancers.

Including:

Standard Plan

From £300/Month

For small limited companies & growing businesses.

Including:

Premium Plan

From £500/Month

For growing businesses needing full financial support.

Including:

WHAT OUR CLIENTS SAY

Trusted by Businesses and Communities Alike

Our clients choose us not only for reliable, Shariah-compliant financial solutions but also for the care and understanding we bring to every interaction. Here’s what they have to say:

"We’ve been using Ummah Financial Services for our Masjid’s bookkeeping, and the experience has been excellent. Reihan has been consistently professional — his communication is clear, and his knowledge of accounting and HMRC procedures is outstanding. He diligently ensures that we remain fully compliant at all times, giving us great peace of mind. I would highly recommend his services to any organisation looking for reliable and trustworthy financial management."

Rehan Huq

Director

"As a growing eCommerce business, having a partner who aligns with our values while taking care of VAT and tax has been a game-changer."

Farah S.

Business Owner

"Our mosque relies on accurate and timely financial reporting. UFS has been more than an accountant; they’ve been a trusted advisor to our entire committee."

Imam Kareem

Community Mosque

"The team at Ummah Financial Solutions made my self-assessment stress-free. They explained everything clearly and handled the process with professionalism and kindness."

Amina H.

Sole Trader

"I was nervous about switching accountants, but UFS made the transition smooth and stress-free. I finally feel at ease knowing my finances are in safe hands."

Yusuf A.

Freelancer

"As a start-up founder, I needed clarity on cash flow and tax. UFS didn’t just manage my accounts; they educated me along the way."

Sadia M.

Tech Entrepreneur

FAQ

Frequently Asked Questions

We’ve gathered the most common questions our clients ask. If you don’t see your question here, feel free to reach out—our team is always ready to assist.

1. What makes you different from others?

We stand out by combining professional expertise with ethical values rooted in trust and transparency. Our approach is personalized, helping clients simplify financial management and achieve growth with confidence.

2. Do you only serve Muslim businesses?

3. Can small businesses afford your services?

How do you determine the pricing for your services?

5. Is my financial data completely secure?

Yes, security is our top priority. We use trusted systems, encrypted communication, and confidentiality protocols to ensure your sensitive financial information remains safe, protected, and accessible only to authorized personnel.

6. Can you manage payroll for employees?

7. Do you offer one-time consultations?

8. How can I start working with you?

Do you have any other Questions?

NEWS & INSIGHTS